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Management Team

Our strong management team has developed and directed the controlled growth of CPS. Our Senior Management has many years of subprime auto finance experience in each critical area of the company.

Charles E. Bradley Jr.
President and Chief Executive Officer

Charles E. Bradley, Jr. has been the President and a director of the Company since its formation in March 1991. In January 1992, Mr. Bradley was appointed Chief Executive Officer of the Company, and in July 2001 he was elected Chairman of its Board of Directors. From April 1989 to November 1990, he served as Chief Operating Officer of Barnard and Company, a private investment firm. From September 1987 to March 1989, Mr. Bradley was an associate of The Harding Group, a private investment banking firm.

Jeffrey P. Fritz
Executive Vice President and Chief Financial Officer

Jeffrey P. Fritz has been Senior Vice President - Chief Financial Officer since April 2006. He was Senior Vice President - Accounting from August 2004 through March 2006. He served as a consultant to the Company from May 2004 to August 2004. Previously, he was the Chief Financial Officer of SeaWest Financial Corp. from February 2003 to May 2004, and the Chief Financial Officer of AFCO Auto Finance from April 2002 to February 2003. He practiced public accounting with Glenn M. Gelman & Associates from March 2001 to April 2002 and was Chief Financial Officer of Credit Services Group, Inc. from May 1999 to November 2000. He previously served as the Company's Chief Financial Officer from its inception through May 1999.

Michael T. Lavin
Executive Vice President and Chief Legal Officer

Michael T. Lavin has been Executive Vice President - Chief Legal Officer since March 2014 and Senior Vice President and Corporate Counsel since May 2009.  Prior to that, he was our Vice President – Legal since joining the Company in November 2001. Mr. Lavin was previously engaged as a law clerk and an associate with the San Diego law firm of Edwards, Sooy & Byron from 1996 through 2000 and then as an associate with the Orange County firm of Trachtman & Trachman from 2000 through 2001. Mr. Lavin also clerked for the San Diego District Attorney's office and Orange County Public Defender's office.

Danny Bharwani
Senior Vice President – Accounting

Danny Bharwani, has been Senior Vice President – Accounting since April 2016. Previously, he was our Vice President – Accounting from June 2002. He joined us as Assistant Controller in August 1997. Mr. Bharwani was previously employed as Assistant Controller at The Todd-AO Corporation, from 1989 to 1997.

Mark A. Creatura
Senior Vice President and General Counsel

Mark A. Creatura has been Senior Vice President - General Counsel since October 1996. From October 1993 through October 1996, he was Vice President and General Counsel at Urethane Technologies, Inc., a polyurethane chemicals formulator. Mr. Creatura was previously engaged in the private practice of law with the Los Angeles law firm of Troy & Gould Professional Corporation, from October 1985 through October 1993.

Laurie A. Straten
Senior Vice President - Servicing

Laurie A. Straten has been Senior Vice President of Collections since April 2013. Prior to that she held the position of Vice President of Asset Recovery starting in April 2005. She started with the Company in March 1996 as a bankruptcy specialist and took on more responsibility within Asset Recovery over time.  Prior to joining CPS she worked for the FDIC and served in the United States Marine Corps.               

Teri L. Robinson
Senior Vice President - Originations

Teri L. Robinson has been the Senior Vice President of Originations since April of 2007. Prior to that, she held the position of Vice President of Originations since August 1998. She joined the Company in June 1991 as an Operations Specialist. Previous to CPS, Ms. Clements held an administrative position at Greco & Associates.

Chris Terry
Senior Vice President - Servicing Analytics

Chris Terry has been Senior Vice President - Servicing since May 2005, and prior to that was Senior Vice President - Asset Recovery since January 2003. He joined the Company in January 1995 as a loan officer, held a series of successively more responsible positions, and was promoted to Vice President - Asset Recovery in June 1999. Mr. Terry was previously a branch manager with Norwest Financial from 1990 to October 1994.

John P. Harton
Senior Vice President - Marketing

John P. Harton has been Senior Vice President - Marketing since March 2014. Prior to that, he held the position of Vice President – Marketing since April 2010. He joined the Company in April 1996 as a loan ffficer, held a series of successively more responsible positions, and was promoted to Vice President - Originations in June 2007. Mr. Harton was previously a branch manager with American General Finance from 1990 to March 1996.

Richard B. Haskell
Senior Vice President - IT and Risk Management

Richard B. Haskell has been Senior Vice President of IT and Risk Management since April 2013. Prior to that, he held the positions of Vice President of Systems and Risk Management since January 2007, and Vice President of Risk Management since January 2005. He joined the Company in March 1994 as a data entry clerk in the Originations Department and held a series of successively more responsible positions. Previously, Mr. Haskell held a position as a loan officer at Trust One Mortgage.

Curtis K. Powell
Senior Vice President - Program Development

Curtis K. Powell, has been Senior Vice President - Special Projects since May 2010. Previously, he held the jobs of Senior Vice President of Originations and Senior Vice President of Marketing from April 1995. He joined us in January 1993 as an Independent Marketing Representative until being appointed Regional Vice President of Marketing for Southern California in November 1994. From June 1985 through January 1993, Mr. Powell was in the retail automobile sales and leasing business.

Board of Directors

Charles E. Bradley Jr.
President and Chief Executive Officer

Charles E. Bradley, Jr. has been the President and a director of the Company since its formation in March 1991. In January 1992, Mr. Bradley was appointed Chief Executive Officer of the Company, and in July 2001 he was elected Chairman of its Board of Directors. From April 1989 to November 1990, he served as Chief Operating Officer of Barnard and Company, a private investment firm. From September 1987 to March 1989, Mr. Bradley was an associate of The Harding Group, a private investment banking firm.

Chris Adams
Director

Chris Adams has been a director of the Company since August 2007. Mr. Adams has been president and owner of Latrobe Pattern and K Castings Inc., which are firms in the business of fabricating metal parts, since 1982.

Bryan Rayhill
Director

Brian Rayhill was elected a director of the Company in August 2006. Mr. Rayhill is a practicing attorney in New York State.

William B. Roberts
Director

William B. Roberts has been a director of the Company since its formation in March 1991. Since 1981, he's been the President of Monmouth Capital Corp., an investment firm which specializes in management buyouts.

Gregory S. Washer
Director

Gregory S. Washer was elected a director of the Company in June 2007. Mr. Washer has been president of Clean Fun Promotional Marketing LLC, a promotional marketing company, since its founding in 1986.

Daniel S. Wood
Director - President and Chief Executive Officer of CTP Carrera

Daniel S. Wood has been a director of the Company since July 2001. Mr. Wood was President of Carclo Technical Plastics, a manufacturer of custom injection moldings, from September 2000 until his retirement in April 2007. Previously, from 1988 to September 2000, he was the Chief Operating Officer and co-owner of the Carrera Corporation. 

Committee Charters

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Audit Committee PDF   14.1 KB Add to Briefcase
Compensation and Stock Option Committee PDF   11.4 KB Add to Briefcase
Nominating Committee PDF   14.7 KB Add to Briefcase
Board of Directors Policies and Procedures PDF  322.2 KB Add to Briefcase


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Contact the Board of Directors

Write to CPS’s Board:
Board of Directors
c/o Corporate Secretary of Consumer Portfolio Services, Inc.
3800 Howard Hughes Pkwy
Suite 1400
Las Vegas, NV 89169