0001683168-26-005165 | 11-K | XBRL Viewer | Consumer Portfolio Services INC

EBP, Schedule of Asset Held for Investment [Line Items]

Schedule of Assets (Held at End of Year)

Schedule H, Line 4i – Schedule of Assets (Held at End of Year) – December 31, 2025

Plan # 001 – EIN # 33-0459135


	Identity of issuer, borrower, lessor or similar party	Description of investment including maturity date, rate of interest, collateral, par or maturity date	Cost		Current value
	Vanguard	1VFIAX Vanguard 500 Index Admiral	$	8,237,763	$	13,506,865
	Vanguard	1VIGAX Vanguard Growth Index Adm		6,327,597		8,292,415
*	* Consumer Portfolio Services, Inc.	1CPSSTK Consumer Portfolio Services, Inc.Common Stock		4,168,852		5,815,293
*	* Guaranteeed Interest Account	1MGDYB3 Guaranteed Interest Account		4,547,462		4,993,443
	American Funds	1RLBGX American Funds American Balanced R6		3,554,918		4,296,526
	American Funds	1RFUTX American Funds 2060 Trgt Date Retire R6		2,995,883		3,653,320
	American Funds	1RFGTX American Funds 2040 Trgt Date Retire R6		2,567,686		3,165,890
	American Funds	1RFKTX American Funds 2055 Trgt Date Retire R6		2,500,894		3,127,494
	American Funds	1RFITX American Funds 2050 Trgt Date Retire R6		2,116,378		2,653,440
	Vanguard	1VBIAX Vanguard Balanced Index Adm		2,135,929		2,587,680
	American Funds	1RFFTX American Funds 2035 Trgt Date Retire R6		2,036,235		2,405,971
	American Funds	1RFHTX American Funds 2045 Trgt Date Retire R6		1,849,552		2,233,867
	Dodge & Cox	1DODGX Dodge & Cox Stock - I		1,879,887		2,136,094
	American Funds	1RFETX American Funds 2030 Trgt Date Retire R6		1,395,622		1,605,951
	American Funds	1RLLGX American Funds SMALLCAP World R6		1,202,347		1,542,555
	Vanguard	1VIMAX Vanguard Mid Cap Index Fund - Admiral		1,068,399		1,429,539
	American Funds	1RFDTX American Funds 2025 Trgt Date Retire R6		1,248,990		1,317,287
	Vanguard	1VSMGX Vanguard LifeStrategy Moderate Growth		1,102,691		1,306,466
	Vanguard	1VASGX Vanguard LifeStrategy Growth Inv		984,340		1,305,150
	Dimensional Fund Advisors	1DGEIX DFA Global Equity I		897,489		1,250,917
	American Funds	1RBFGX American Funds Bond Fund of Amer R6		1,057,475		1,080,172
	Vanguard	1VTMGX Vanguard Developed Markets Index Admiral		779,553		1,074,788
	Vanguard	1VIPIX Vanguard Inflation-Protected Secs I		986,448		966,626
	Vanguard	1VSMAX Vanguard Small Cap Index Adm		595,869		776,445
	American Funds	1RRCTX American Funds 2020 Trgt Date Retire R6		695,724		749,928
	MassMutual	1MSCDX MassMutual Small Cap Opportunities R5		679,130		725,706
	Vanguard	1VSCGX Vanguard LifeStrategy Cnsrv Gr Inv		583,247		643,799
	BlackRock	1BRHYX BlackRock High Yield Bond Portfolio K		529,915		562,137
	Vanguard	1VMGMX VANGUARD MID-CAP GROWTH INDEX ADMIRAL		446,486		427,399
	Cohen & Steers	1CSRIX Cohen & Steers Instl Realty Shares		25,469		27,081
	American Funds	1RFJTX American Funds 2015 Trgt Date Retire R6		13,921		14,877
	American Funds	1RFTTX American Funds 2010 Trgt Date Retire R6		13,480		14,393
*	* Interest Bearing Cash	Interest Bearing Cash		235,359		235,359

				59,460,993		75,924,874
*	Notes receivable from participants	4.25%- 9.50% maturing between Jan. 2026 and Nov. 2032				2,782,944
	Total		$	59,460,993	$	78,707,818

* Denotes investment with party-in-interest.

Schedule of Assets (Held at End of Year) (Details) - EBP 001 - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	$ 59,460,993
Current Value, gross	$ 75,924,874
Interest rate	7.75%	8.50%
Notes receivable from participants	$ 2,782,944
Current Value	$ 78,707,818
Minimum [Member]
EBP, Schedule of Asset Held for Investment [Line Items]
Interest rate	4.25%
Maximum [Member]
EBP, Schedule of Asset Held for Investment [Line Items]
Interest rate	9.50%
Investment, Identifier [Axis]: AmericanFunds2010TrgtDateRetireR61RFTTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	$ 13,480
Current Value	14,393
Investment, Identifier [Axis]: AmericanFunds2015TrgtDateRetireR61RFJTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	13,921
Current Value	14,877
Investment, Identifier [Axis]: AmericanFunds2020TrgtDateRetireR61RRCTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	695,724
Current Value	749,928
Investment, Identifier [Axis]: AmericanFunds2025TrgtDateRetireR61RFDTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	1,248,990
Current Value	1,317,287
Investment, Identifier [Axis]: AmericanFunds2030TrgtDateRetireR61RFETXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	1,395,622
Current Value	1,605,951
Investment, Identifier [Axis]: AmericanFunds2035TrgtDateRetireR61RFFTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	2,036,235
Current Value	2,405,971
Investment, Identifier [Axis]: AmericanFunds2040TrgtDateRetireR61RFGTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	2,567,686
Current Value	3,165,890
Investment, Identifier [Axis]: AmericanFunds2045TrgtDateRetireR61RFHTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	1,849,552
Current Value	2,233,867
Investment, Identifier [Axis]: AmericanFunds2050TrgtDateRetireR61RFITXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	2,116,378
Current Value	2,653,440
Investment, Identifier [Axis]: AmericanFunds2055TrgtDateRetireR61RFKTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	2,500,894
Current Value	3,127,494
Investment, Identifier [Axis]: AmericanFunds2060TrgtDateRetireR61RFUTXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	2,995,883
Current Value	3,653,320
Investment, Identifier [Axis]: AmericanFundsAmericanBalancedR61RLBGXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	3,554,918
Current Value	4,296,526
Investment, Identifier [Axis]: AmericanFundsBondFundofAmerR61RBFGXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	1,057,475
Current Value	1,080,172
Investment, Identifier [Axis]: AmericanFundsSMALLCAPWorldR61RLLGXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	1,202,347
Current Value	1,542,555
Investment, Identifier [Axis]: BlackRockHighYieldBondPortfolioK1BRHYXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	529,915
Current Value	562,137
Investment, Identifier [Axis]: CohenAndSteersInstlRealtyShares1CSRIXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	25,469
Current Value	27,081
Investment, Identifier [Axis]: DFAGlobalEquityI1DGEIXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	897,489
Current Value	1,250,917
Investment, Identifier [Axis]: DodgeCoxStockI1DODGXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	1,879,887
Current Value	2,136,094
Investment, Identifier [Axis]: GuaranteedInterestAccount1MGDYB3Member
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	4,547,462
Current Value	4,993,443
Investment, Identifier [Axis]: InterestBearingCashMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	235,359
Current Value	235,359
Investment, Identifier [Axis]: MassMutualSmallCapOpportunitiesR51MSCDXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	679,130
Current Value	725,706
Investment, Identifier [Axis]: VANGUARDMIDCAPGROWTHINDEXADMIRAL1VMGMXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	446,486
Current Value	427,399
Investment, Identifier [Axis]: VanguardBalancedIndexAdm1VBIAXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	2,135,929
Current Value	2,587,680
Investment, Identifier [Axis]: VanguardDevelopedMarketsIndexAdmiral1VTMGXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	779,553
Current Value	1,074,788
Investment, Identifier [Axis]: VanguardInflationProtectedSecsI1VIPIXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	986,448
Current Value	966,626
Investment, Identifier [Axis]: VanguardLifeStrategyCnsrvGrInv1VSCGXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	583,247
Current Value	643,799
Investment, Identifier [Axis]: VanguardLifeStrategyGrowthInv1VASGXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	984,340
Current Value	1,305,150
Investment, Identifier [Axis]: VanguardLifeStrategyModerateGrowth1VSMGXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	1,102,691
Current Value	1,306,466
Investment, Identifier [Axis]: VanguardMidCapIndexFundAdmiral1VIMAXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	1,068,399
Current Value	1,429,539
Investment, Identifier [Axis]: VanguardSmallCapIndexAdm1VSMAXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	595,869
Current Value	776,445
Investment, Identifier [Axis]: custom:ConsumerPortfolioServices1CPSSTKMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	4,168,852
Current Value	5,815,293
Investment, Identifier [Axis]: custom:VIGAX1VanguardGrowthIndexAdmMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	6,327,597
Current Value	8,292,415
Investment, Identifier [Axis]: custom:Vanguard500IndexAdmiral1VFIAXMember
EBP, Schedule of Asset Held for Investment [Line Items]
Cost	8,237,763
Current Value	$ 13,506,865

Investments (Details) - EBP 001 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	$ 70,978,051	$ 63,350,506
Fair Value, Inputs, Level 1 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	70,978,051	63,350,506
Fair Value, Inputs, Level 2 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	0	0
Fair Value, Inputs, Level 3 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	0	0
Registered Investment Companies [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	64,927,399	57,428,946
Registered Investment Companies [Member] \| Fair Value, Inputs, Level 1 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	64,927,399	57,428,946
Registered Investment Companies [Member] \| Fair Value, Inputs, Level 2 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	0	0
Registered Investment Companies [Member] \| Fair Value, Inputs, Level 3 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	0	0
Employer Common Stock [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	5,815,293	5,781,242
Employer Common Stock [Member] \| Fair Value, Inputs, Level 1 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	5,815,293	5,781,242
Employer Common Stock [Member] \| Fair Value, Inputs, Level 2 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	0	0
Employer Common Stock [Member] \| Fair Value, Inputs, Level 3 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	0	0
Interest-Bearing Deposits [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	235,359	140,318
Interest-Bearing Deposits [Member] \| Fair Value, Inputs, Level 1 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	235,359	140,318
Interest-Bearing Deposits [Member] \| Fair Value, Inputs, Level 2 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	0	0
Interest-Bearing Deposits [Member] \| Fair Value, Inputs, Level 3 [Member]
EBP, Investment, Fair Value and NAV [Line Items]
Investments, fair value	$ 0	$ 0

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 11: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 14: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 15: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 16: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 17: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 18: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 19: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 20: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 21: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (j)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 22: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (k)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-02(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(2)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Investments (Tables)

12 Months Ended

Dec. 31, 2025

EBP, Investment, Fair Value and NAV [Line Items]

Schedule of investments fair value on a recurring basis


	As of December 31, 2025
	Total		Level 1		Level 2		Level 3

Registered investment companies	$	64,927,399	$	64,927,399	$	–	$	–
CPS, Inc. common stock		5,815,293		5,815,293		–		–
Interest bearing cash		235,359		235,359		–		–
Total	$	70,978,051	$	70,978,051	$	–	$	–

		As of December 31, 2024
		Total		Level 1		Level 2		Level 3

Registered investment companies	$	57,428,946	$	57,428,946	$	–	$	–
CPS, Inc. common stock		5,781,242		5,781,242		–		–
Interest bearing cash		140,318		140,318		–		–
Total	$	63,350,506	$	63,350,506	$	–	$	–

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

Tabular disclosure of fair value of investment held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, fair value measured at net asset value per share as practical expedient (NAV).

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 55
-Paragraph 17
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478873/962-325-55-17

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 8
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-8

Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477783/962-325-50-3

Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-6

Statements of Net Assets Available for Benefits - EBP 001 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP, Statement of Net Asset Available for Benefit [Line Items]
Interest bearing cash	$ 235,359	$ 140,318
Guaranteed interest account, at contract value	4,993,443	5,404,025
Registered investment companies	64,880,779	57,428,946
Consumer Portfolio Services, Inc. (CPS, Inc.) common stock	5,815,293	5,781,242
Total investments	75,924,874	68,754,531
Notes receivable from participants	2,782,944	2,498,377
Net assets available for benefits	$ 78,707,818	$ 71,252,908

Amount of asset less liability available to pay benefit of participant in employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, aggregation of participants' individual account balances.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (b)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-1

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-05(a)(Schedule II))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 55
-Paragraph 18
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478873/962-325-55-18

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 55
-Paragraph 17
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478873/962-325-55-17

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 40
-Name Accounting Standards Codification
-Section 25
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479750/962-40-25-1

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 8
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-8

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477063/962-205-45-2

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(9))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(6))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(7))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(2))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(1))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(6)(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(6)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 8: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 10: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 11: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 12: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 13: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 14: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 15: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (j)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 16: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (k)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 8
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-8

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(2)(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(2)(b)(1))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(2)(b)(2))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(7)(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(7)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Description of the Plan

12 Months Ended

Dec. 31, 2025

EBP, Description of Plan [Line Items]

Description of the Plan

(1)

Description of the Plan

The following description of the Consumer Portfolio Services, Inc. (the “Plan Sponsor” or “CPS, Inc.”) 401(k) Plan (the “Plan”) provides only general information. Participants should refer to the Plan agreement for a more complete description of the Plan’s provisions.

(a)

General

The Plan was established as a profit sharing plan with cash or deferred arrangement on January 1, 1994. The Plan was restated as of January 1, 1996, to permit investment in the Plan Sponsor’s common stock without regard to Section 407(a) of the Employee Retirement Income Security Act of 1974 (“ERISA”). Effective January 1, 2003, the Plan Sponsor adopted the MassMutual Life Insurance Company Flexinvest® Prototype Non-Standardized 401(k) Profit Sharing Plan. During 2012, the Plan was amended to allow for automatic enrollment with automatic deferral contributions of 3% of eligible compensation of employees eligible to participate in the Plan, unless otherwise elected by such employees. Effective January 1, 2017, the Plan was amended to automatically increase participant contributions by 1% on the employee’s anniversary date each year forward, unless the employee opts out. The Plan is a defined contribution plan which provides retirement benefits for eligible employees of the Plan Sponsor. It is subject to the provisions of ERISA.

(b)

Administration of the Plan

The Plan is administered by the Human Resources Department (the “Plan Administrator”) of the Plan Sponsor. The Plan Administrator consults with the Benefits Committee and other key management of the Plan Sponsor when managing the operations and the administration of the Plan. The Plan is operated under an agreement which requires that Empower hold and distribute the funds of the Plan in accordance with the text of the Plan and the instructions of the Plan Administrator or its designees.

(c)

Eligibility and Contributions

Employees are eligible to participate in the Plan after completing 90 days of service. In accordance with the Plan, participants may contribute up to 100% of their annual compensation, after required deductions, such as those required by the Federal Insurance Contributions Act. Contributions are subject to certain limitations as defined in the Plan agreement, as well as a maximum of $23,500 and $23,000 for the years ended December 31, 2025, and 2024, respectively, under the Internal Revenue Code (“IRC”) of 1986. Catch-up contributions (within the meaning of Section 414(v) of the IRC) can also be made by participants who reach age 50 during the plan year. Participants are only permitted to make catch-up contributions after they have already contributed the maximum amount for the year. The catch-up contribution limit was $7,500 for participants age 50–59 and age 64 and older, and $11,250 for participants age 60–63, for the year ended December 31, 2025. The catch-up contribution limit was $7,500 for the year ended December 31, 2024. Participants may rollover into the Plan amounts representing distributions from other qualified plans.

The Plan Sponsor may make a discretionary matching contribution equal to a discretionary amount of each participant’s pretax contributions up to a maximum of $2,000. Discretionary cash matching contributions were $1,566,039 and $1,534,968, for the years ended December 31, 2025, and 2024, respectively.

(d)

Participant Accounts

Each participant’s account is credited with the participant’s contributions, allocations of the Plan Sponsor’s matching contributions and investment earnings or losses and charged with an allocation of expenses. Allocations are based on participant earnings, losses, or account balances, as defined in the Plan agreement.

(e)

Vesting

Participants are immediately vested in their contributions plus actual earnings thereon. Vesting in the Plan Sponsor’s matching contributions plus actual earnings thereon is based on years of continuous service. A participant vests at the rate of 20% after two years of credited service and 20% each year thereafter until 100% is reached after six years of credited service. Participants are also fully vested at death, retirement and upon termination for disability.

(f)

Investment Options

The Plan offers various investment options which are managed by several outside investment managers. Upon enrollment in the Plan, participants may direct their contributions in any of the investment options offered at the time. A participant’s plan account will be invested in a target date retirement fund based on age if an investment fund(s) is not chosen. Participants may change their investment options daily. Participants should refer to the investment literature provided by the Plan Sponsor for a complete description of the investment options and for the detailed composition of each investment fund.

(g)

Notes Receivable from Participants

Participants may borrow from their accounts. Such borrowings and repayments are treated as transfers from and to, respectively, the participant’s investment funds. Borrowings are secured by the participant’s vested account balance and bear interest at a rate commensurate with local prevailing rates as determined by the Plan Administrator. Loans are limited to the lesser of $50,000, reduced by the highest outstanding loan balance during the preceding 12 months, or 50% of the participant’s vested account balance. A loan shall be repaid within five years unless it is used for the purchase of a primary residence.

Notes receivable from participants are payable through payroll deductions in installments of principal plus interest of prime rate plus 1 percentage point (7.75% and 8.50% at December 31, 2025 and 2024, respectively) with final payments due between January 2026 and November 2032.

(h)

Payments of Benefits

Upon termination of service, a participant may elect to receive either a single lump sum payment in cash equal to the value of the vested interest in his or her account, or a series of substantially equal annual or more frequent installments over a period not to exceed the participant’s life expectancy.

(i)

Forfeited Accounts

In accordance with the Plan agreement, forfeitures attributable to unvested matching contributions must be applied first to reduce expenses related to the administration of the Plan (Note 2(e)) and then to reduce any employer contributions. As of December 31, 2025, and 2024, forfeited accounts totaled $46,623 and $4,773, respectively.

(j)

Plan Termination

Although it has not expressed any intent to do so, the Plan Sponsor has the right under the Plan to terminate the Plan subject to the provisions of ERISA. In the event of the Plan’s termination, participants will become 100% vested in their accounts.

Schedule of Assets (Held at End of Year) (Tables)

12 Months Ended

Dec. 31, 2025

EBP, Schedule of Asset Held for Investment [Line Items]

Schedule of assets (held at end of year)


	Identity of issuer, borrower, lessor or similar party	Description of investment including maturity date, rate of interest, collateral, par or maturity date	Cost		Current value
	Vanguard	1VFIAX Vanguard 500 Index Admiral	$	8,237,763	$	13,506,865
	Vanguard	1VIGAX Vanguard Growth Index Adm		6,327,597		8,292,415
*	* Consumer Portfolio Services, Inc.	1CPSSTK Consumer Portfolio Services, Inc.Common Stock		4,168,852		5,815,293
*	* Guaranteeed Interest Account	1MGDYB3 Guaranteed Interest Account		4,547,462		4,993,443
	American Funds	1RLBGX American Funds American Balanced R6		3,554,918		4,296,526
	American Funds	1RFUTX American Funds 2060 Trgt Date Retire R6		2,995,883		3,653,320
	American Funds	1RFGTX American Funds 2040 Trgt Date Retire R6		2,567,686		3,165,890
	American Funds	1RFKTX American Funds 2055 Trgt Date Retire R6		2,500,894		3,127,494
	American Funds	1RFITX American Funds 2050 Trgt Date Retire R6		2,116,378		2,653,440
	Vanguard	1VBIAX Vanguard Balanced Index Adm		2,135,929		2,587,680
	American Funds	1RFFTX American Funds 2035 Trgt Date Retire R6		2,036,235		2,405,971
	American Funds	1RFHTX American Funds 2045 Trgt Date Retire R6		1,849,552		2,233,867
	Dodge & Cox	1DODGX Dodge & Cox Stock - I		1,879,887		2,136,094
	American Funds	1RFETX American Funds 2030 Trgt Date Retire R6		1,395,622		1,605,951
	American Funds	1RLLGX American Funds SMALLCAP World R6		1,202,347		1,542,555
	Vanguard	1VIMAX Vanguard Mid Cap Index Fund - Admiral		1,068,399		1,429,539
	American Funds	1RFDTX American Funds 2025 Trgt Date Retire R6		1,248,990		1,317,287
	Vanguard	1VSMGX Vanguard LifeStrategy Moderate Growth		1,102,691		1,306,466
	Vanguard	1VASGX Vanguard LifeStrategy Growth Inv		984,340		1,305,150
	Dimensional Fund Advisors	1DGEIX DFA Global Equity I		897,489		1,250,917
	American Funds	1RBFGX American Funds Bond Fund of Amer R6		1,057,475		1,080,172
	Vanguard	1VTMGX Vanguard Developed Markets Index Admiral		779,553		1,074,788
	Vanguard	1VIPIX Vanguard Inflation-Protected Secs I		986,448		966,626
	Vanguard	1VSMAX Vanguard Small Cap Index Adm		595,869		776,445
	American Funds	1RRCTX American Funds 2020 Trgt Date Retire R6		695,724		749,928
	MassMutual	1MSCDX MassMutual Small Cap Opportunities R5		679,130		725,706
	Vanguard	1VSCGX Vanguard LifeStrategy Cnsrv Gr Inv		583,247		643,799
	BlackRock	1BRHYX BlackRock High Yield Bond Portfolio K		529,915		562,137
	Vanguard	1VMGMX VANGUARD MID-CAP GROWTH INDEX ADMIRAL		446,486		427,399
	Cohen & Steers	1CSRIX Cohen & Steers Instl Realty Shares		25,469		27,081
	American Funds	1RFJTX American Funds 2015 Trgt Date Retire R6		13,921		14,877
	American Funds	1RFTTX American Funds 2010 Trgt Date Retire R6		13,480		14,393
*	* Interest Bearing Cash	Interest Bearing Cash		235,359		235,359

				59,460,993		75,924,874
*	Notes receivable from participants	4.25%- 9.50% maturing between Jan. 2026 and Nov. 2032				2,782,944
	Total		$	59,460,993	$	78,707,818

* Denotes investment with party-in-interest.

Significant Accounting Policies (Policies) - EBP 001

12 Months Ended

Dec. 31, 2025

EBP, Accounting Policy [Line Items]

Basis of Accounting

(a)

Basis of Accounting

The financial statements of the Plan have been prepared on the accrual basis of accounting in accordance with accounting principles generally accepted in the United States of America (“GAAP”). Benefits are recorded when paid.

Subsequent Events

(b)

Subsequent Events

The Plan Administrator engaged John Hancock to become the custodian and record-keeper for the Plan. On May 29, 2026, the assets of the Plan were transferred from Empower to John Hancock. There were no other subsequent events to report through June 29, 2026, the date the financial statements were available to be issued.

Investments

(c)

Investments

Publicly traded securities are carried at fair value based on published market quotations. Shares of registered investment companies are valued at the published net asset value of the underlying assets at year end. Purchases and sales of investments are recorded on a trade date basis. Dividends are recorded on the ex dividend date. Interest income is recorded on the accrual basis.

Realized gains and losses on investments are based on the fair value of the asset at the beginning of the year or at the time of purchase for assets purchased during the year and the related fair value on the date investments are sold during the year.

The Plan invests in a guaranteed interest contract (“GIC”), which is valued at contract value based on the underlying value of the account’s group annuity contract. In the event that the underlying

agreement in the Plan’s investment in fully benefit-responsive investment contract is fully or partially terminated, participants will receive the liquidation value instead of the contract value. The Plan Administrator does not anticipate the full or partial termination of such agreement in the foreseeable future.

Notes Receivable from Participants

(d)

Notes Receivable from Participants

Notes receivable from participants are measured at their unpaid principal balance plus any accrued but unpaid interest. Delinquent participant loans are recorded as distributions based on the terms of the Plan agreement.

Administrative Expenses

(e)

Administrative Expenses

The Plan and the Plan Sponsor share plan expenses. Certain direct investment expenses, such as record keeping fees, brokerage fees, loan, withdrawal or distribution processing fees are deducted from participants’ accounts. During the years ended December 31, 2025, and 2024, $139,916 and $136,850, respectively, in Plan investment and administrative expenses were paid through the use of forfeitures.

Use of Estimates

(f)

Use of Estimates

The Plan Administrator has made a number of estimates and assumptions relating to the reporting of assets and liabilities to prepare these financial statements in conformity with GAAP. Accordingly, actual results may differ from those estimates.

Disclosure of accounting policy for use of estimate in preparation of financial statement of employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).

+ References + Details

Investments

12 Months Ended

Dec. 31, 2025

EBP, Investment, Fair Value and NAV [Line Items]

Investments

(3)

Investments

In accordance with GAAP, the Plan uses a hierarchy for measuring the fair value of all financial assets and liabilities that are being measured and reported at fair value on a recurring and non-recurring basis. Fair value is measured in levels, which are described in more detail below, and are determined based on the observability and reliability of the assumptions used to determine fair value. Should the inputs used to measure fair value fall into different levels of the fair value hierarchy, the level in the fair value hierarchy within which the fair value measurement in its entirety falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety.

Level 1: Valuations for assets and liabilities traded in active exchange markets. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.

Level 2: Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained from third party pricing services for identical or comparable assets or liabilities.

Level 3: Valuations for assets and liabilities that are derived from other valuation methodologies, including option pricing models, discounted cash flow models, and similar techniques, and not based on market exchange, dealer or broker traded transactions. These valuations incorporate certain assumptions and projections in determining the fair value assigned to such assets or liabilities.

Certain investments in the Plan are measured and reported at fair value on a recurring basis. The following tables show the balances of these investments based on their GAAP designated levels:


	As of December 31, 2025
	Total		Level 1		Level 2		Level 3

Registered investment companies	$	64,927,399	$	64,927,399	$	–	$	–
CPS, Inc. common stock		5,815,293		5,815,293		–		–
Interest bearing cash		235,359		235,359		–		–
Total	$	70,978,051	$	70,978,051	$	–	$	–

		As of December 31, 2024
		Total		Level 1		Level 2		Level 3

Registered investment companies	$	57,428,946	$	57,428,946	$	–	$	–
CPS, Inc. common stock		5,781,242		5,781,242		–		–
Interest bearing cash		140,318		140,318		–		–
Total	$	63,350,506	$	63,350,506	$	–	$	–

Registered investment companies were valued at their daily closing price.

The Plan is a party to a fully benefit-responsive guaranteed interest contract with Empower. The account is credited with earnings on the underlying investments and charged for participant withdrawals and administrative expenses. The guaranteed interest contract issuer is contractually obligated to repay the principal and a specified interest rate that is guaranteed to the Plan. Because the guaranteed investment contract is fully benefit-responsive, contract value is the relevant measurement for that portion of the net assets available for plan benefits attributable to the guaranteed investment contract. The guaranteed interest contract is presented on the face of the statements of net assets available for benefits at contract value. Contract value, as reported to the Plan by Empower, represents contributions made under the contract, plus earnings, less participant withdrawals and administrative expenses. Participants may ordinarily direct the withdrawal or transfer of all or a portion of their investment at contract value.

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

The entire disclosure for fair value of investment held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, fair value measured at net asset value per share as practical expedient (NAV).

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 10: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 55
-Paragraph 17
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478873/962-325-55-17

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-6

Reference 13: http://www.xbrl.org/2003/role/recommendedDisclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 23
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-23

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(3)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-02(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(2)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Statements of Changes in Net Assets Available for Benefits - EBP 001 - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Contributions:
Employees	$ 4,149,045	$ 4,250,524
Employer	1,566,039	1,534,968
Employees' individual rollover	104,889	31,031
Total contributions	5,819,973	5,816,523
Investments (Notes 2, 3 and 4):
Interest on guaranteed interest account	150,485	172,319
Net appreciation (depreciation) in fair value of registered investment companies	7,092,810	5,833,262
Net unrealized/realized appreciation (depreciation) of CPS, Inc. common stock	(764,750)	826,784
Dividends from registered investment companies	2,647,100	2,138,232
Investment expenses	(57,838)	(52,353)
Total investments gains (losses)	9,067,807	8,918,244
Interest on notes receivable from participants	209,431	167,712
Total additions (deductions)	15,097,211	14,902,479
Deductions from net assets attributed to:
Benefits paid to participants	(7,509,870)	(3,275,884)
Administrative fees	(132,431)	(116,533)
Total deductions	(7,642,301)	(3,392,417)
Net increase (decrease) in net assets available for benefits	7,454,910	11,510,062
Net assets available for benefits:
Beginning of year	71,252,908	59,742,846
End of year	$ 78,707,818	$ 71,252,908

Significant Accounting Policies

12 Months Ended

Dec. 31, 2025