Class of Stock [Axis]
Preferred Stock [Member]
Series A Preferred Stock [Member]
Series B Preferred Stock [Member]
Equity Components [Axis]
Common Stock [Member]
Retained Earnings [Member]
AOCI Attributable to Parent [Member]
Geographical [Axis]
TEXAS
Concentration Risk Benchmark [Axis]
Dealer concentration [Member]
Concentration Risk Type [Axis]
Geographic Concentration Risk [Member]
OHIO
CALIFORNIA
ILLINOIS
FLORIDA
GEORGIA
Cash and Cash Equivalents [Axis]
Unrestricted Cash [Member]
Statement of Income Location, Balance [Axis]
Third Party Portfoilo [Member]
Direct Mail Revenues [Member]
Sales Tax Refunds [Member]
Other Income [Member]
Restricted Cash and Cash Equivalents [Axis]
Securitization Transactions [Member]
Financial Asset, Aging [Axis]
Financial Asset, 1 to 29 Days Past Due [Member]
Financial Asset, 30 to 59 Days Past Due [Member]
Financial Asset, 60 to 89 Days Past Due [Member]
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable Portfolio Segment [Axis]
Vintage Pool 2015 [Member]
Vintage Pool 2016 [Member]
Vintage Pool 2017 [Member]
Vintage Pool 2014 [Member]
Applied Against Repos In Inventory Member [Member]
Long-Lived Tangible Asset [Axis]
Furniture and Fixtures [Member]
Computer Equipment [Member]
Leasehold Improvements [Member]
Financial Instrument [Axis]
CPS 2019-B [Member]
CPS 2019-C [Member]
CPS 2019-D [Member]
CPS 2020-A [Member]
CPS 2020-B [Member]
CPS 2020-C [Member]
CPS 2021-A [Member]
CPS 2021-B [Member]
CPS 2021 C [Member]
CPS 2021 D [Member]
CPS 2022 A [Member]
CPS 2022 B [Member]
CPS 2022 C [Member]
CPS 2022-D [Member]
CPS 2023-A [Member]
CPS 2023-B [Member]
CPS 2023-C [Member]
CPS 2023-D [Member]
CPS 2024-A [Member]
CPS 2024-B [Member]
CPS 2024-C [Member]
CPS 2024-D [Member]
Long-Term Debt, Type [Axis]
Securitization Trust Debt [Member]
Credit Facility [Axis]
Warehouse Lines Of Credit 1 [Member]
Warehouse Lines Of Credit 2 [Member]
Residual Interest Financing [Member]
Residual Interest Financing 1 [Member]
Subordinated Renewable Notes [Member]
Warehouse Credit Facility [Member]
Lender Name [Axis]
Citibank [Member]
Debt Instrument [Axis]
Agent Services L P [Member]
Securities Financing Transaction [Axis]
2021-1 Notes [Member]
Notes 20241 [Member]
Residual Interest Financings [Member]
Plan Name [Axis]
Plan 2006 [Member]
Share Repurchase Program [Axis]
Open Market Purchases [Member]
Shares Redeemed [Member]
Other Share Repurchases [Member]
Award Type [Axis]
Equity Option [Member]
Exercise Price Range [Axis]
$2.00 - $2.99 [Member]
$3.00 - $3.99 [Member]
$4.00 - $4.99 [Member]
$10.00 - $10.99 [Member]
Warehouse Lines Of Credit [Member]
Income Tax Jurisdiction [Axis]
Federal [Member]
State [Member]
Property Subject to or Available for Operating Lease [Axis]
Operating Lease [Member]
Finance Lease [Member]
Equity Securities [Member]
Debt Securities [Member]
Cash and Cash Equivalents [Member]
Asset Class [Axis]
Company Common Stock [Member]
Fair Value Hierarchy and NAV [Axis]
Fair Value, Inputs, Level 1 [Member]
Fair Value, Inputs, Level 2 [Member]
Fair Value, Inputs, Level 3 [Member]
Large Cap Value [Member]
Mid Cap Index [Member]
Small Cap Growth [Member]
Small Cap Value [Member]
Large Cap Blend [Member]
Growth [Member]
International Growth [Member]
Core Bond [Member]
High Yield [Member]
Inflation Protected Bond [Member]
Money Market [Member]
Financial Asset, Not Past Due [Member]
Repossessed Vehicles [Member]
Carrying Value [Member]
Cover [Abstract]
Document Type
Amendment Flag
Amendment Description
Document Registration Statement
Document Annual Report
Document Quarterly Report
Document Transition Report
Document Shell Company Report
Document Shell Company Event Date
Document Period Start Date
Document Period End Date
Document Fiscal Period Focus
Document Fiscal Year Focus
Current Fiscal Year End Date
Entity File Number
Entity Registrant Name
Entity Central Index Key
Entity Primary SIC Number
Entity Tax Identification Number
Entity Incorporation, State or Country Code
Entity Address, Address Line One
Entity Address, Address Line Two
Entity Address, Address Line Three
Entity Address, City or Town
Entity Address, State or Province
Entity Address, Country
Entity Address, Postal Zip Code
Country Region
City Area Code
Local Phone Number
Extension
Written Communications
Soliciting Material
Pre-commencement Tender Offer
Pre-commencement Issuer Tender Offer
Title of 12(b) Security
No Trading Symbol Flag
Trading Symbol
Security Exchange Name
Title of 12(g) Security
Security Reporting Obligation
Annual Information Form
Audited Annual Financial Statements
Entity Well-known Seasoned Issuer
Entity Voluntary Filers
Entity Current Reporting Status
Entity Interactive Data Current
Entity Filer Category
Entity Small Business
Entity Emerging Growth Company
Elected Not To Use the Extended Transition Period
Document Accounting Standard
Other Reporting Standard Item Number
Entity Shell Company
Entity Public Float
Entity Bankruptcy Proceedings, Reporting Current
Entity Common Stock, Shares Outstanding
Documents Incorporated by Reference [Text Block]
ICFR Auditor Attestation Flag
Document Financial Statement Error Correction [Flag]
Insider Trading Policies and Procedures Adopted [Flag]
Auditor Firm ID
Auditor Name
Auditor Location
Statement [Table]
Statement [Line Items]
ASSETS
Cash and cash equivalents
Restricted cash and equivalents
Finance receivables measured at fair value
Finance receivables
Less: Allowance for finance credit losses
Finance receivables, net
Furniture and equipment, net
Deferred tax assets, net
Other assets
Total assets
LIABILITIES AND SHAREHOLDERS’ EQUITY
Liabilities
Accounts payable and accrued expenses
Warehouse lines of credit
Residual interest financing
Securitization trust debt
Subordinated renewable notes
Total liabilities
COMMITMENTS AND CONTINGENCIES
Shareholders’ Equity
Preferred stock, value
Common stock, no par value; authorized 75,000,000 shares; 21,432,698 and 21,174,856 shares issued and outstanding at December 31, 2024 and December 31, 2023, respectively
Retained earnings
Accumulated other comprehensive loss
Total shareholders’ equity
Total liabilities and shareholders’ equity
Preferred stock, par value
Preferred stock, shares authorized
Preferred stock, shares issued
Common stock, par value
Common stock, shares authorized
Common stock, shares issued
Common stock, shares outstanding
Income Statement [Abstract]
Revenues:
Interest income
Mark to finance receivables measured at fair value
Other income
Total revenues
Expenses:
Employee costs
General and administrative
Interest
Provision for credit losses
Sales
Occupancy
Depreciation and amortization
Total operating expenses
Income before income tax expense (benefit)
Income tax expense (benefit)
Net income
Earnings per share:
Basic
Diluted
Number of shares used in computing earnings per share:
Basic
Diluted
Net income
Other comprehensive income (loss); change in funded status of pension plan, net of $681, $422 and $513 in tax for 2024, 2023 and 2022, respectively
Comprehensive income
Amount of tax expense (benefit) for (increase) decrease in value of benefit obligation
Beginning balance, value
Beginning balance, shares
Common stock issued upon exercise of options and warrants
Common stock issued upon exercise of options and warrants, shares
Repurchase of common stock
Repurchase of common stock, shares
Other comprehensive income (loss)
Stock-based compensation
Ending balance, value
Ending balance, shares
Statement of Cash Flows [Abstract]
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net interest income accretion on fair value receivables
Amortization of deferred financing costs
Mark to fair value of finance receivables measured at fair value
Provision for credit losses
Stock-based compensation expense
Changes in assets and liabilities:
Other assets
Deferred tax assets, net
Accounts payable and accrued expenses
Net cash provided by operating activities
Cash flows from investing activities:
Payments received on finance receivables held for investment
Purchases of finance receivables measured at fair value
Payments on receivables portfolio at fair value
Change in repossessions held in inventory
Purchase of furniture and equipment
Net cash (used in) investing activities
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt
Proceeds from issuance of subordinated renewable notes
Payments on subordinated renewable notes
Net advances (repayments) of warehouse lines of credit
Net advances (repayments) of residual interest financing debt
Repayment of securitization trust debt
Payment of financing costs
Purchase of common stock
Exercise of options and warrants
Net cash provided by financing activities
Increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year
Supplemental disclosure of cash flow information:
Cash paid during the period for:
Interest
Income taxes
Pay vs Performance Disclosure [Table]
Executive Category [Axis]
Individual [Axis]
Adjustment to Compensation [Axis]
Measure [Axis]
Pay vs Performance Disclosure, Table
Company Selected Measure Name
Named Executive Officers, Footnote
Peer Group Issuers, Footnote
Changed Peer Group, Footnote
PEO Total Compensation Amount
PEO Actually Paid Compensation Amount
Adjustment To PEO Compensation, Footnote
Non-PEO NEO Average Total Compensation Amount
Non-PEO NEO Average Compensation Actually Paid Amount
Adjustment to Non-PEO NEO Compensation Footnote
Equity Valuation Assumption Difference, Footnote
Compensation Actually Paid vs. Total Shareholder Return
Compensation Actually Paid vs. Net Income
Compensation Actually Paid vs. Company Selected Measure
Total Shareholder Return Vs Peer Group
Compensation Actually Paid vs. Other Measure
Tabular List, Table
Total Shareholder Return Amount
Peer Group Total Shareholder Return Amount
Net Income (Loss)
Company Selected Measure Amount
Other Performance Measure, Amount
Adjustment to Compensation, Amount
PEO Name
Name
Non-GAAP Measure Description
Additional 402(v) Disclosure
Pension Benefits Adjustments, Footnote
Erroneously Awarded Compensation Recovery [Table]
Restatement Determination Date [Axis]
Restatement Determination Date
Aggregate Erroneous Compensation Amount
Erroneous Compensation Analysis
Stock Price or TSR Estimation Method
Outstanding Aggregate Erroneous Compensation Amount
Aggregate Erroneous Compensation Not Yet Determined
Name
Forgone Recovery due to Expense of Enforcement, Amount
Forgone Recovery due to Violation of Home Country Law, Amount
Forgone Recovery due to Disqualification of Tax Benefits, Amount
Forgone Recovery, Explanation of Impracticability
Name
Compensation Amount
Restatement does not require Recovery
Award Timing Disclosures [Line Items]
Award Timing MNPI Disclosure
Award Timing Method
Award Timing Predetermined
Award Timing MNPI Considered
Award Timing, How MNPI Considered
MNPI Disclosure Timed for Compensation Value
Awards Close in Time to MNPI Disclosures, Table
Name
Underlying Securities
Exercise Price
Fair Value as of Grant Date
Underlying Security Market Price Change
Insider Trading Arrangements [Line Items]
Material Terms of Trading Arrangement
Name
Title
Rule 10b5-1 Arrangement Adopted
Non-Rule 10b5-1 Arrangement Adopted
Adoption Date
Rule 10b5-1 Arrangement Terminated
Non-Rule 10b5-1 Arrangement Terminated
Termination Date
Expiration Date
Arrangement Duration
Insider Trading Policies and Procedures [Line Items]
Insider Trading Policies and Procedures Adopted
Insider Trading Policies and Procedures Not Adopted
Cybersecurity Risk Management, Strategy, and Governance [Abstract]
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]
Cybersecurity Risk Management Processes Integrated [Flag]
Cybersecurity Risk Management Processes Integrated [Text Block]
Cybersecurity Risk Management Third Party Engaged [Flag]
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Text Block]
Cybersecurity Risk Board of Directors Oversight [Text Block]
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]
Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]
Cybersecurity Risk Role of Management [Text Block]
Cybersecurity Risk Management Positions or Committees Responsible [Flag]
Cybersecurity Risk Management Positions or Committees Responsible [Text Block]
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]
Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]
Material Cybersecurity Incident [Abstract]
Material Cybersecurity Incident Nature [Text Block]
Material Cybersecurity Incident Scope [Text Block]
Material Cybersecurity Incident Timing [Text Block]
Material Cybersecurity Incident Material Impact or Reasonably Likely Material Impact [Text Block]
Material Cybersecurity Incident Information Not Available or Undetermined [Text Block]
Accounting Policies [Abstract]
Summary of Significant Accounting Policies
Cash and Cash Equivalents [Abstract]
Restricted Cash
Finance Receivables
Finance Receivables
Property, Plant and Equipment [Abstract]
Furniture and Equipment
Securitization Trust Debt
Securitization Trust Debt
Debt Disclosure [Abstract]
Debt
Equity [Abstract]
Shareholders’ Equity
Interest Income And Interest Expense
Interest Income and Interest Expense
Income Tax Disclosure [Abstract]
Income Taxes
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies
Retirement Benefits [Abstract]
Employee Benefits
Fair Value Disclosures [Abstract]
Fair Value Measurements
Segment Reporting [Abstract]
Business Segment Information
Subsequent Events [Abstract]
Subsequent Events
Description of Business
Principles of Consolidation
Cash and Cash Equivalents
Finance Receivables
Finance Receivables Measured at Fair Value
Allowance for Finance Credit Losses
Charge Off Policy
Contract Acquisition Fees and Origination Costs
Repossessed and Other Assets
Treatment of Securitizations
Servicing
Furniture and Equipment
Impairment of Long-Lived Assets and Long-Lived Assets to Be Disposed Of
Other Income
Earnings Per Share
Deferral and Amortization of Debt Issuance Costs
Income Taxes
Purchases of Company Stock
Stock Option Plan
Use of Estimates
Reclassification
Financial Covenants
Provision for Contingent Liabilities
Accounting Pronouncements Recently Adopted
Schedule of other income
Schedule of computation of earnings per share
Schedule of finance receivables
Schedule of delinquency status of finance receivables
Schedule of amortized cost basis of finance receivables
Schedule of allowance for finance credit losses
Schedule of charge-offs for financed receivables
Schedule of furniture and equipment
Schedule of securitization trust debt
Schedule of debt outstanding
Schedule of contractual and expected maturity amounts of our outstanding subordinated renewable
Schedule of stock purchases
Schedule of assumptions for stock options
Schedule of option activity
Schedule of options outstanding and exercisable
Schedule of interest income
Schedule of interest expense
Schedule of income taxes expenses
Schedule of reconciliation of income taxes
Schedule of deferred tax assets and liabilities
Schedule of balance sheet information related to leases
Schedule of maturities of lease
Schedule of lease cost
Schedule of supplemental cash flow information related to leases
Schedule of reconciliation of the change in the plan’s benefit obligations
Schedule of weighted average assumptions used to determine benefit obligations
Schedule of components of net periodic benefit cost
Schedule of weighted average asset allocation of our pension benefits
Schedule of estimated future benefit payments
Schedule of fair value of plan assets
Schedule of reconciliation of the finance receivables measured at fair value on a recurring basis
Schedule of finance receivables to their contractual balances
Schedule of level 3 fair value measurements
Schedule of delinquency status of finance receivables measured at fair value
Schedule of fair values of financial assets and liabilities
Other income for the period
Numerator for basic and diluted earnings per share
Denominator for basic earnings per share - weighted average number of common shares outstanding during the year
Incremental common shares attributable to exercise of outstanding options and warrants
Denominator for diluted earnings per share
Basic earnings per share
Diluted earnings per share
Nature of Operation, Product Information, Concentration of Risk [Table]
Product Information [Line Items]
Concentration percentage
Unrestricted cash
Receivables portfolio value
Incremental shares excluded from EPS calculation
Restrictions on Cash and Cash Equivalents [Table]
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted cash
Automobile finance receivables, net of unearned interest
Unearned acquisition fees, discounts and deferred origination costs, net
Financing Receivable, Past Due [Table]
Financing Receivable, Past Due [Line Items]
Total finance receivables with delinquency status
Amortized cost basis
Balance at beginning of year
Provision for credit losses on finance receivables
Charge-offs
Recoveries
Balance at end of year
Charge-offs
Charge-Offs for financed receivables applied
Finance receivables, non accrual status
Credit losses on finance receivables
Property, Plant and Equipment [Table]
Property, Plant and Equipment [Line Items]
Furniture and equipment, gross
Less: accumulated depreciation and amortization
Depreciation expense
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Final Scheduled Payment Date
Receivables Pledged
Initial Principal
Outstanding Principal
Weighted Average Contractual Interest Rate
Securitization trust debt, payable in 2025
Securitization trust debt, payable in 2026
Securitization trust debt, payable in 2027
Securitization trust debt, payable in 2028
Securitization trust debt, payable in 2029
Securitization trust debt, payable in 2030
Debt issuance costs
Restricted cash under various agreements
Line of Credit Facility [Table]
Line of Credit Facility [Line Items]
Interest rate
Interest rate date description
Maturity date description
Interest rate
Weighted average rate
Total debt outstanding
Schedule of Long-Term Debt Instruments [Table]
Debt Instrument [Line Items]
2025
2026
2027
2028
2029
Thereafter
Total
Debt issuance costs
Credit line maximum
Long-term increased the capacity
Long-term Line of Credit
Line of credit outstanding facility amount
Proceeds from residual interest financings
Asset-backed notes issued
Residual interest financing balance
Unamortized debt issuance costs
Share Repurchase Program [Table]
Share Repurchase Program [Line Items]
Total stock purchases, shares
Total stock purchases, average price per share
Expected life (years)
Risk-free interest rate
Volatility
Expected dividend yield
Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Number of shares options outstanding at the beginning of period
Weighted average exercise options outstanding at the beginning of period
Weighted average remaining contractual term, end of period
Number of shares Granted
Weighted average exercise Granted
Number of shares Exercised
Weighted average exercise Exercised
Number of shares Forfeited/Expired
Weighted average exercise Forfeited/Expired
Number of shares options outstanding at the end of period
Weighted average exercise options outstanding at the end of period
Number of shares options exercisable at the end of period
Weighted average exercise options exercisable at the end of period
Weighted average remaining contractual term, exercisable at the end of period
Share-Based Payment Arrangement, Option, Exercise Price Range [Table]
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]
Number of shares, outstanding
Number of shares, exercisable
Accumulated Other Comprehensive Income (Loss) [Table]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Stock Repurchased and Retired During Period, Shares
Shares Acquired, Average Cost Per Share
Share Repurchase Program, Authorized, Amount
Share Repurchase Program, Remaining Authorized, Amount
Options authorized under plan
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate, Minimum
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate, Maximum
Stock-based compensation expense
Unrecognized stock-based compensation costs
Weighted-average period for unrecognized costs
Intrinsic value options outstanding
Intrinsic value of options exercisable
Intrinsic value of options exercised
Proceeds from options exercised
Shares available for grant
Interest on finance receivables
Interest on finance receivables at fair value
Other interest income
Interest income
Interest expense
Current federal tax expense
Current state tax expense
Deferred federal tax expense
Deferred state tax expense
Income tax expense
Expense at federal tax rate
State taxes, net of federal income tax effect
Stock-based compensation
Non-deductible expenses
Net operating loss carryback
Effect of change in tax rate
Accounting method change
Other
Deferred Tax Assets:
Finance receivables
Accrued liabilities
NOL carryforwards
Built in losses
Stock compensation
Lease liability
Other
Total deferred tax assets
Deferred Tax Liabilities:
Pension accrual
Lease right-of-use assets
Furniture and equipment and other
Total deferred tax liabilities
Net deferred tax asset
Effective Income Tax Rate Reconciliation [Table]
Effective Income Tax Rate Reconciliation [Line Items]
Net deferred tax asset
Net operating loss carryforward
Operating Leases
Operating lease right-of-use assets
Less: Accumulated amortization right-of-use assets
Operating lease right-of-use assets, net
Operating lease liabilities
Finance Leases
Property and equipment, at cost
Less: Accumulated depreciation
Property and equipment, net
Finance lease liabilities
Operating lease
Finance lease
2025
2025
2026
2026
2027
2027
2028
2028
2029
2029
Thereafter
Thereafter
Total undiscounted lease payments
Total undiscounted lease payments
Less amounts representing interest
Less amounts representing interest
Lease Liability
Lease Liability
Operating lease cost
Finance lease cost
Total lease cost
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases
Operating cash flows from finance leases
Financing cash flows from finance leases
Maximum possible losses for legal proceedings and contingencies
Projected benefit obligation, beginning of year
Interest cost
Assumption changes
Actuarial (gain) loss
Settlements
Benefits paid
Projected benefit obligation, end of year
Fair value of plan assets, beginning of year
Return on assets
Employer contribution
Expenses
Settlements
Benefits paid
Fair value of plan assets, end of year
Funded Status at end of year
Discount rate
Discount rate
Expected return on plan assets
Amounts recognized on Consolidated Balance Sheet
Other assets
Other liabilities
Net amount recognized
Amounts recognized in accumulated other comprehensive loss consists of:
Net loss
Unrecognized transition asset
Net amount recognized
Components of net periodic benefit cost
Expected return on assets
Amortization of transition asset
Amortization of net loss
Net periodic benefit cost
Settlement (gain)/loss
Total
Benefit Obligation Recognized in Other Comprehensive Loss (Income)
Net loss (gain)
Prior service cost (credit)
Amortization of prior service cost
Net amount recognized in other comprehensive loss (income)
Weighted Average Asset Allocation at Year-End
2025
2026
2027
2028
2029
Years 2030 - 2034
Anticipated Contributions in 2025
Defined Benefit Plan [Table]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets
Employees contributions
401(k) plan contributions
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-Term Rate of Return on Plan Assets
Estimated net loss amortized into net periodic benefit cost
Balance at beginning of period
Finance receivables at fair value acquired during period
Payments received on finance receivables at fair value
Net interest income accretion on fair value receivables
Mark to fair value
Balance at end of period
Finance receivables contractual balance
Finance receivables measured at fair value
Discount Rate on Finance Receivables
Receivables, Fair Value Disclosure
Cumulative Net Losses (Percent) on Finance Receivables
Finance receivables
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Finance receivables, net
Accrued interest receivable
Warehouse lines of credit
Accrued interest payable
Securitization trust debt
Carrying value of finance receivables fair value
Revenue percentage
Number Of Dealers Member
Direct Mail Revenues Member
Sales Tax Refunds Member
Final Scheduled Payment Date
Securitization Trust Debt Initial Principal
CPS 2021-B [Member]
Information by type of credit facility. Credit facilities provide warehouse credit facility borrowing.
Information by citibank.
Proceeds from residual interest financings
Financing Receivable, Allowance for Credit Loss
Financing Receivable, after Allowance for Credit Loss, Current
Assets
Liabilities [Default Label]
Equity, Attributable to Parent
Liabilities and Equity
MarkToFinanceReceivablesMeasuredAtFairValue
Revenues
ProvisionForCreditLosses
Operating Expenses
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest
Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest
Shares, Outstanding
Stock Repurchased During Period, Value
Stock Repurchased During Period, Shares
ProvisionForCreditLossesCashFlow
Increase (Decrease) in Other Operating Assets
Increase (Decrease) in Prepaid Expense and Other Assets
Increase (Decrease) in Accounts Payable and Accrued Liabilities
Net Cash Provided by (Used in) Operating Activities
Payments for (Proceeds from) Loans Receivable
ChangeInRepossessionsInInventory
Payments to Acquire Property, Plant, and Equipment
Net Cash Provided by (Used in) Investing Activities
Repayments of Medium-Term Note
RepaymentOfResidualInterestFinancingDebt
Repayments of Secured Debt
Payments of Financing Costs
Payments for Repurchase of Common Stock
Net Cash Provided by (Used in) Financing Activities
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents
Interest Paid, Excluding Capitalized Interest, Operating Activities
Forgone Recovery, Individual Name
Outstanding Recovery, Individual Name
Awards Close in Time to MNPI Disclosures, Individual Name
Trading Arrangement, Individual Name
FinanceReceivableTextBlock
SecuritizationTrustDebtTextBlock
Equity [Text Block]
Receivable [Policy Text Block]
Property, Plant and Equipment, Policy [Policy Text Block]
Income Tax, Policy [Policy Text Block]
Financing Receivable, Credit Loss, Expense (Reversal)
Financing Receivable, Allowance for Credit Loss, Writeoff
Accounts Receivable, Allowance for Credit Loss, Recovery
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment
Debt Instrument, Interest Rate During Period
Debt Issuance Costs, Net
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period
Share-Based Payment Arrangement, Expense
Interest and Dividend Income, Operating
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Share-Based Payment Arrangement, Amount
Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss
Deferred Tax Assets, Other
DeferredTaxLiabilitiesExpenseCompensationBenefitsPensions
Deferred Tax Liabilities, Leasing Arrangements
Deferred Tax Liabilities, Property, Plant and Equipment
Deferred Tax Liabilities, Gross
Deferred Tax Assets, Net of Valuation Allowance
OperatingLeaseRightOfUseAssetAccumulatedAmortization
FinanceLeaseRightOfUseAssetAccumulatedDepreciation
FinanceLeaseLiability1
Finance Lease, Liability, to be Paid, Year One
Finance Lease, Liability, to be Paid, Year Two
Finance Lease, Liability, to be Paid, Year Three
Finance Lease, Liability, to be Paid, Year Four
Finance Lease, Liability, to be Paid, Year Five
Lessee, Operating Lease, Liability, to be Paid, after Year Five
Finance Lease, Liability, to be Paid, after Year Five
Finance Lease, Liability, to be Paid
Lessee, Operating Lease, Liability, Undiscounted Excess Amount
Finance Lease, Liability, Undiscounted Excess Amount
Finance Lease, Liability
Defined Benefit Plan, Benefit Obligation
Defined Benefit Plan, Benefit Obligation, Benefits Paid
Defined Benefit Plan, Plan Assets, Administration Expense
Defined Benefit Plan, Plan Assets, Payment for Settlement
Defined Benefit Plan, Plan Assets, Benefits Paid
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Discount Rate
Assets for Plan Benefits, Defined Benefit Plan
Liability, Defined Benefit Plan
Defined Benefit Plan, Amounts for Asset (Liability) Recognized in Statement of Financial Position
DefinedBenefitPlanExpectedReturnOnPlanAssets1
DefinedBenefitPlanSettlementGainLoss
Defined Benefit Plan, Net Periodic Benefit Cost (Credit)
Defined Benefit Plan, Expected Future Benefit Payment, Year One
Defined Benefit Plan, Expected Future Benefit Payment, Year Two
Defined Benefit Plan, Expected Future Benefit Payment, Year Three
Defined Benefit Plan, Expected Future Benefit Payment, Year Four
Defined Benefit Plan, Expected Future Benefit Payment, Year Five
Financial Instruments, Owned, Mortgages, Mortgage-Backed and Asset-Backed Securities, at Fair Value
Line of Credit, Current
Secured Debt